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Document Will I be eligible for protection if I was not active on both 1 April 2012 and 31 March 2015?

You will still be eligible for Protection provided you have membership of the 1995/2008 NHS Pension Scheme before 1 April 2012 and were either:
  • an active member on 31 March 2012 and an active member on 31 March 2015;
  • an active member on 31 March 2012 and a deferred member on 31 March 2015, who was eligible to return to the same section and did so on or after 1 April 2015 without having a break in service of more than five years;
  • a deferred member on 31 March 2012 and an active member on 31 March 2015;
  • a deferred member on 31 March 2012 and a deferred member on  31 March 2015, who was eligible to return to the same section and did so on or after 1 April 2015 without having a break in service of more than five years.
It is important that if you return to the NHS that you did not transfer out your previous 1995/2008 NHS Pension Scheme benefits to another pension scheme.
 
If you joined the NHS for the first time on or after 1 April 2015 or returned to the NHS after having a break of more than five years you will automatically be assigned to the 2015 NHS Pension Scheme.
 
If you have previous pensionable membership within another UK public service pension scheme in the five years leading up to your current NHS Pension Scheme membership you may be eligible for the Protection. This could mean that you would be eligible to be a member of the final salary based 1995/2008 NHS Pension Scheme rather instead of the career average 2015 NHS Pension Scheme.

To apply you must complete form Previous Public Service Membership application form (PPSM1) which is available on our website.
 
This form is to be completed by you and sent to your previous public service scheme so that they can provide us with confirmation that you qualified for protection in their scheme.  Please be aware that the protection provisions across the UK public service pension schemes are not the same.

To view a list of eligible public service pension schemes in England, Wales, Scotland and Northern Ireland please see the related article below: ‘Which public service schemes are classed as eligible schemes for protection purposes?’
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