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Document How do I apply for Individual/Fixed Protection?

As your Lifetime Allowance is based on your total pensions savings, rather than just your benefits in the NHS Pension, you apply for protection directly through HMRC.

For further information on the different types of protection that are available and how to apply, please see HMRC's website.

If you are applying for Individual protection you will need to provide a valuation of your NHS Benefits. You can request this by completing the relevant Valuation request forms which can be found on the Lifetime Allowance page on the NHS website.

For further information on Lifetime Allowance and to download the Valuation request forms, please see our website.

You do not need a valuation of your NHS Benefits to apply for Fixed Protection.

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