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Document If I opt to commute some of my pension, how will this affect my Lifetime Allowance (LTA) calculation?

Your Lifetime Allowance is calculated based on the actual benefits that are due to be paid to you. If you are commuting your pension and receiving a larger lump sum as a result, your commuted benefits will be used to calculate the percentage of Lifetime Allowance you have used.
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commute pension, lta

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