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Document What happens when a Special Class member reaches 40 years service before age 55?

The maximum amount of pensionable membership that a Special Class member can have at age 55 is 40 years. If you are a Special Class member who expects to reach 40 years membership counted at its calendar length before age 55, you have two options:

  • You can continue to contribute to the scheme. You will not accrue any more membership but you will benefit from the increase to your Total Pensionable Pay (TPP) figure and maintain an entitlement to death in service benefits for your dependants
  • You can stop contributing to the scheme and become a deferred member. To retain your Special Class status you would need to return to the scheme within five years

You should speak to your NHS employer to advise which of these options you would like to take.

sc, special class status, 40 years service, age 55
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