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Document What are post '97 or Section 9 (2B) protected rights?

From 6th April 1997 any salary-related pension scheme that wants to contract out of the Additional State Pension has to meet a test of overall scheme quality, known as the Reference Scheme Test (RST). A scheme must provide benefit for its members that are broadly equivalent to, or better than, the benefits that would have been provided under the RST.

These rights are known as 'post 97 COSR' or Section 9 (2B) protected rights and are payable for men and woman at the scheme's normal pension age.

protected rights, Section 9, post 97, 2B
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