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Document If I claim my pension after my Normal Pension Age, will it be backdated?

If you are no longer paying in to the NHS Pension Scheme and apply for your pension after your normal pension age it may be backdated but this would depend on when you left NHS employment.
 
If you have not worked in the NHS since your normal pension age and apply for your benefits at a later date, your pension will be backdated to your normal pension age. You will therefore receive a mandatory taxable back payment of your pension benefits. Please be aware that you cannot choose the date in which your back payment of benefits will be paid into your account.
 
If you are an active member of the NHS Pension Scheme, you are still paying in and accruing pensionable membership whether or not you are over your normal pension age, your benefits will only become payable from the point that you cease NHS employment.  Therefore there is no backdating of pension to your normal pension age.
 
If you opted out of the pension but continued to work in the NHS until after your normal pension age your benefits can only be paid from the point at which you cease NHS employment. You will therefore not be entitled to have your pension backdated to your normal pension age.  Should you wish to start claiming your NHS pension and then return to NHS employment you can do, however certain restrictions apply in relation to returning to work after retirement.
 
The above would not apply if you have preserved benefits in the 1995 Section and benefits in the 2008 Section and you are claiming your 1995 Section benefits. In this scenario you do not need to take a break in employment to claim your 1995 Section benefits and they would be backdated to your 60th birthday if you have continued to work in the NHS after this date, regardless of whether you are still paying in to the 2008 Section or not.
 
If you have preserved benefits in the 1995 Section and benefits in the 2015 Scheme and you are claiming your 1995 Section benefits you do not need to take a break in employment to claim your 1995 Section benefits. The pension payments will be backdated to your 60th birthday if you have continued to work in the NHS after this date.
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NPA, backdated, backdated, after NRA
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