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Document Can I apply for protection of pay if I have been made redundant?

If you are a protected 1995/2008 Scheme member who is made redundant, we can consider protecting pension benefits when you return to NHS employment on a lower rate of pensionable pay within 12 months of being made redundant.

As pension benefits are automatically deferred after a break of 12 months in the 1995/2008 Scheme, you would not need to apply for protection of pay if returning to NHS pensionable employment 12 months or more after being made redundant.

If you have moved over to the 2015 Scheme with a final salary link to 1995/2008 Scheme pension benefits and are then made redundant, we can consider protecting the pension benefits if you return to NHS employment on a lower rate of pensionable pay within five years.

If you have a break of more than five years and resume membership in the 2015 Scheme, you would not need to apply for protection of pay because pension benefits are automatically deferred after a break of five years and any final salary link to benefits earned in the 1995/2008 Scheme ceases to apply.

For further information regarding Protection of Pay and to download the SM R9 application form, please refer to the protection of pay and voluntary protection of pay factsheet on our website.

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