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Document If I am a member of the 1995/2008 Scheme returning to the scheme after a break of one year or more can I protect the pay on my previous membership?

If you are a member of the 1995/2008 Scheme, have Full Protection and return to the Scheme after a break of a year or more from the scheme your pension will automatically become deferred. This is also known as preservation. From the point at which preservation occurs any pension benefits you have accrued to the point at which you left the scheme will be pay protected.

We will write to you one year after being notified that you have left the scheme to confirm that this preservation has taken place. In addition to confirming the preservation of your pension benefits we will also provide you with an estimate of the current value of your pension benefits.

The above does not apply if you do not have Full Protection and/or you are a member of the 2015 Scheme. Any gaps of less than five years does not defer membership and your final salary will be linked. If you have a break of five years or less, your pension earned so far will continue to be revalued. Where the break is more than five years your pension continues to be revalued but only at the rate of CPI.
 


For further information, please see the Membership, contributions and pay section of our website.

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preserve, 12, month, gap, 12 month gap, rejoin after 12 months, one year break, 
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