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Document Why is a student loan included in my assessment when I haven't applied for it?

Although students aren't obliged to apply for a student loan, they're an integral part of public funds made available for student support. As such, they're regarded as an available resource when calculating the amount of financial help available to a student.

This means that we must use an available student loan as a source of income for the purposes of an NHS Low Income Scheme assessment, whether you receive it or not, regardless of the reason for not taking it.

If you're currently studying for a 2nd undergraduate degree course and you've received funding in the past, you'll generally not be entitled to a student loan. If this is the case, we may not take this funding into account. We'll require evidence that you're not entitled to a student loan before making this decision.
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student loan, student finance, loan assessed, not applied for loan, no loan

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